🇬🇧 English 📅 2026-06-24 Guide

7 Ways to Cover Nursing Home Costs

Nursing home fees are one of the greatest concerns for families. However, with proper planning, it is possible to both benefit from government support and manage your budget effectively.

1. State Nursing Homes (Lowest Cost)

In state nursing homes affiliated with the Ministry of Family and Social Services, the contribution fee is 75 percent of your monthly income. Free placement options are provided for those with low or insufficient income. For application, you can call ALO 182.

2. Directing Pension to the Nursing Home

Individuals settling into a nursing home can use their pension as a contribution fee. For those staying in a state facility, 25% of their pension is left for their personal use. This allows families to find a solution without carrying an additional financial burden.

3. Care Dependency Allowance (2026)

The care dependency allowance provided by the Social Security Institution (SGK) offers monthly support for individuals with a disability report stating a need for care. As of 2026, this support varies between 8,500–12,000 TL. You may apply at your local Social Services Directorate.

4. Property/Asset Planning

Renting out family property can be a significant resource for covering nursing home costs. Opting for rental income instead of selling is generally more advantageous for asset preservation. Consulting with a financial advisor is recommended.

5. Family Expense Sharing

Having multiple children share expenses equally or proportionally to their income is both a practical and fair solution. The earlier this discussion takes place, the less family tension there will be.

6. Private Health Insurance

Some private health insurance policies cover short-term stays in nursing homes. Check your existing policy; depending on the coverage, you may receive monthly support between 5,000–15,000 TL.

7. Free Social Services Consultation

ALO 182 and local Social Services Directorates offer free consultation services. Utilizing these services ensures you make the correct application and receive the maximum support available.

Frequently Asked Questions

Yes. Nursing home fees paid for dependents can be deducted from income tax. Consult your financial advisor.

In a state nursing home, it usually does. For mid-range private facilities, additional family contribution may be necessary. Premium facilities require additional financing.

The care dependency allowance is provided regardless of whether the person is staying in a private or state facility. You can use both benefits simultaneously.